Coastal Premier Properties Welcomes Bruce Orona!

Coastal Premier Properties is pleased to welcome Bruce Orona! Bruce will be working out of our Del Mar office.

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Bio:
Bruce Orona attended UCSD and graduated in Economics/Marketing. He has been in the real estate field for over 35 years as a broker, lender, and property manager. He has sold residential and commercial properties all over California and will be licensed in Nevada and Arizona soon.
He is first in customer service always taking care of all his clients with excellent service and care for their real estate needs. He also has a strong background in real estate development and renovation being an ex general contractor. He knows all aspects of what needs are necessary for a good property to buy and sell. He lives in La Jolla/UTC area now and lived in Del Mar for 15 years.

Click here to contact Bruce! For more about Coastal Premier Properties, visit our website!

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Getting a Legitimate Lender and Getting Pre-Approved

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It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today’s market, that has proven to be one of the least effective methods in landing a dream home.

Most lenders can pre-qualify you for a mortgage over the phone. Based on general questions about your income, debt, assets, and credit history, lenders can estimate how much mortgage you qualify for. However, being pre-qualified and pre-approved are different things. Pre-approval means that you have applied for a mortgage; you have filled out the mortgage application, received your credit report, and verified your employment, assets, etc. When you are pre-approved, you know exactly what the maximum loan amount will be.

A pre-qualified letter is not verified and in essence, does not count for much if you are competing with other buyers who are pre-approved. When you are pre-approved, you and the seller know exactly how much house you can afford. It gives you credibility as an interested buyer and lets the seller know immediately that you will qualify for a loan to buy their property. Image result for pre approved

In addition to being pre-approved, it’s important to be pre-approved with a legitimate lender. Legitimate lenders include: banks, mortgage bankers, credit unions, savings and loan associations, mortgage brokers, and online lenders.

Some lenders to avoid: those who lose a form or misplace a file, those who gather information from you in an unorganized manner, those who are not informed about interest rates, points or costs, and those who cannot provide you with the right information.

Coastal Premier Properties Welcomes Carlos Mauricio!

Coastal Premier Properties is pleased to welcome Carlos Mauricio! Carlos will be working out of our Carlsbad office.

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Bio:

Choosing the right real estate agent that is committed and dedicating to assisting you when buying or selling your home is crucial. As a former educator, my top priority was to advocate for my students. It taught me patience, organizational skills, and a focus on strong listening skills. As your realtor that same passion of advocating for my clients will always be a top priority during each transaction.

 Whether buying or selling, my goal will be to understand your needs, promote your best interests, and work hard for you. Knowing that this process can be stressful, as a full time real estate agent, my aim is to make your experience stress-free as possible. With that goal in mind, I would like the opportunity to assist you in the search for your dream house, or as a seller help you get the most value for your home.

I lived in Carlsbad with my family for a while and recently moved to Encinitas with my wife and two children. We love watching soccer and taking the children to music class every weekend. I am fully bilingual y Hablo Español !

Click here to contact Carlos! For more about Coastal Premier Properties, visit our website!

Coastal Premier Properties Welcomes Monika Mehran!

Coastal Premier Properties is pleased to welcome Monika Mehran! Monika will be working out of our Del Mar office.

Monika Mehran Welcome

Click here to contact Monika! For more about Coastal Premier Properties, visit our website!

Coastal Premier Properties Welcomes Stephanie Richards!

Coastal Premier Properties is pleased to welcome Stephanie Richards! Stephanie will be working out of our Carmel Valley office.

Stephanie Richards Welcome

Click here to contact Stephanie! For more about Coastal Premier Properties, visit our website!

Coastal Premier Properties Welcomes Lexi Gustin!

Coastal Premier Properties is pleased to welcome Lexi Gustin! Lexi will be working out of our Carmel Valley office.

Lexi Gustin Welcome

Bio:

Lexi Gustin is 28 years old and a resident in La Costa. She has a health and fitness background and is licensed in esthetics. Lexi’s nationality is Lebanese/Italian and some of her hobbies outside of work include singing and opera. She is a loving mother of one. Lexi actively involves herself in a number of charities for animal rescues and adopting from shelters.

Lexi knows that buying/selling property is not a walk in the park. She can help provide a smooth transaction while getting you the best deal possible. Lexi believes in the importance of helping clients understand the ins and outs of the real estate process and is determined to fulfill this task to the best of her ability. She is ready for any and all real estate questions you might have. Give her a call today!

Click here to contact Lexi! For more about Coastal Premier Properties, visit our website!

San Diego Neighborhood Highlight: Scripps Ranch

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Scripps Ranch is a charming neighborhood suburb in the northeast part of San Diego County. Though inland, it’s still only about a half hour drive to the beach and close to many booming companies and attractions.

History

Scripps Ranch, like many things in Southern California such as the Scripps Institute of Oceanography and Scripps College, was named after the Scripps newspaper family. E.W. Scripps at first thought he was building a vacation home to get out of Illinois’ frigid winter.  He bought 400 acres of land, gave part of it to his sister, Ellen Browning Scripps, and built a ranch there at the site of where the members-only Scripps Ranch Swim and Racquet Club a community hub, now stands. He also built a castle, called Miramar, where the community of Miramar is today.

Real Estate

Scripps Ranch is considered one of the premiere neighborhoods of San Diego County. With a population of 29,000 and home values at a median of around $700K, Scripps Ranch is a desirable area for families. It has top-rated public and private schools and a variety of public parks and open spaces. 

The outlook for real estate here is good, with a 9% increase in home sales over last year.  Houses here retain their value in an area that has very few vacancies. While there are many single family homes, there are also a lot of condos and townhouses for sale, too, at prices well below $500K. If you’re looking for well-maintained and clean houses, Scripps Ranch is the perfect San Diego neighborhood for you!

Commuting

Scripps Ranch is home or close to many large high tech companies in the area. Among them, Intuit, one of the region’s largest employers, is located in nearby Rancho Bernardo. Broadcom is also close by, as is Fitbit.

If you work on the northwest side of the county over in UTC and Sorrento Valley, the commute’s not bad either—less than 10 miles. The commute to downtown San Diego is a bit longer at 18 miles.

Things to Do

There are lots of things to do in Scripps Ranch. Whether you have a growing family or you’re single, activities abound. Hoyt Park hosts Symphony in the Park, a concert series that has most sessions during the summer, but since San Diego is so mild, it also has a couple of concerts in the fall and winter. There’s a farmer’s market on the site of Innovations Elementary every Saturday, with produce from local growers, as well as kid-entertainment like face painters and balloon artists. Vendors also serve a variety of different foods for breakfast and lunch.

The Scripps Ranch Theatre is a popular and well-regarded community theater run by all volunteers, putting on many different shows, including those written by local playwrights. The Erin Hanson Gallery sells California impressionist paintings created by the local artist; there are frequent shows here open to the public.

The San Diego Zoo Safari Park, formerly the Wild Animal Park, is a few minutes up Interstate 15 in Escondido. At this massive zoo,  you can ride a tram through wild animal habitats, take a behind-the-scenes tour, sleep overnight in the park, take a hot air balloon ride, or zip line.

Scripps Ranch also offers many opportunities for hiking in and around the area. Black Mountain Open Space Park has a variety of trails where you can hike, stroll, or horseback ride. Mountain biking is also a popular pastime in these parts with many options.

Golfing is another big thing around here, with several different courses to choose from. In this area, there’s the executive course, Oaks North; the course at the Rancho Bernardo Inn; and, in nearby Poway, the Maderas Course, the top-rated course in San Diego County.

Restaurants

Despite Scripps Ranch being a suburb rather than a city spot, there are dozens of different restaurants in and around the area. Some of the most popular local spots include Gyu-Kaku, a Japanese grill where you can barbecue your own food at the traditional grill right at your table—including s’mores.

Ballast Point Brewing is a local brewery that’s become popular worldwide in recent years. The kitchen serves Californian cuisine. Cutwater Spirits Tasting Room and Kitchen serves up burgers, sandwiches, and its signature vodkas, whiskeys, and gins made on the premises. You can even get a distillery tour at the same time.

Shopping

Scripps Ranch has a few different shopping centers with grocery stores, including Scripps Ranch Marketplace,  which includes a bank, a Starbucks, and other standbys. By 2020, a project called Watermark will bring in a Whole Foods, a movie theater, more restaurants, and a Marriott hotel.

Only a few minutes further away is Mira Mesa, which has many more shops and a movie theater. Mira Mesa Market includes this, as well as the region’s largest Barnes and Noble bookstore, and many different chain restaurants.

Scripps Ranch is a family-oriented, quiet area that nevertheless has a lot of different activities to keep you occupied. Whether you want a local brew, a nature run, or a relaxing round of golf, Scripps Ranch has it all.