Getting a Legitimate Lender and Getting Pre-Approved

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It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today’s market, that has proven to be one of the least effective methods in landing a dream home.

Most lenders can pre-qualify you for a mortgage over the phone. Based on general questions about your income, debt, assets, and credit history, lenders can estimate how much mortgage you qualify for. However, being pre-qualified and pre-approved are different things. Pre-approval means that you have applied for a mortgage; you have filled out the mortgage application, received your credit report, and verified your employment, assets, etc. When you are pre-approved, you know exactly what the maximum loan amount will be.

A pre-qualified letter is not verified and in essence, does not count for much if you are competing with other buyers who are pre-approved. When you are pre-approved, you and the seller know exactly how much house you can afford. It gives you credibility as an interested buyer and lets the seller know immediately that you will qualify for a loan to buy their property. Image result for pre approved

In addition to being pre-approved, it’s important to be pre-approved with a legitimate lender. Legitimate lenders include: banks, mortgage bankers, credit unions, savings and loan associations, mortgage brokers, and online lenders.

Some lenders to avoid: those who lose a form or misplace a file, those who gather information from you in an unorganized manner, those who are not informed about interest rates, points or costs, and those who cannot provide you with the right information.

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Just Sold: July 2019

Thank you for all your support, here are some of the houses Coastal Premier Properties has helped clients buy or sell throughout the county last month. If we can help you or someone you know with making a move, please contact us!

                                                                                                                                                                _ 

533 S Rios Ave
(Solana Beach)

SOLD

*Represented Seller

Spectacular resort-like custom ocean view home on one of Solana Beach’s premier streets. First time on market new construction w/ocean views from all main rooms, walls of glass opening to entertaining decks, resort pool w/Baja shelf, swim up bar, jacuzzi, firepit, outdoor kitchen & guest house. Immerse yourself in the finest of materials. Magnificent chef’s kitchen plus prep kitchen. Breathtaking master suite on main level. Extensive Smart Home with solar. Walk to beaches, DM Track & Cedros Design Distrt.

Sold for $7,800,000.

                                                                                                                                                                _ 

1241 Stratford Court
(Del Mar)

SOLD

*Represented Seller

This is an amazing 2,000 square foot Spanish style home with 3 bedroom/2.5 baths, Ocean Views & 2 car garage. Private front and back courtyards with brick and surrounded by bushes to give you multiple entertaining areas. The stunning ocean view, oak hardwood floors, gorgeous wood beamed ceiling, vintage brick framed gas fireplace and arched doorways bring an olde charm to this special home in the heart of Del Mar!

Sold for $3,800,000.

                                                                                                                                                                _ 

1346 Crest Road
(Del Mar)

SOLD

*Represented Buyer & Seller

Ocean and Canyon Views from this Mediterranean Estate with a contemporary flair. Limestone tile floors compliment the exotic wood used throughout the home, including the gourmet kitchen, wood flooring and accents. The grand 2 story entrance hall with skylights and walnut spiral staircase invites one into a generous living room and dining room. The family room is conveniently located off of the spacious, gourmet kitchen and breakfast nook, while two bedrooms and a bonus room are located on the main level.

Sold for $3,700,000.

                                                                                                                                                                _ 

207 13th St
(Del Mar)

SOLD

*Represented Seller

Panoramic Ocean/Coastal Views from this Prime Village location on a very private elevated lot. Vintage home is livable, current owner has applied for demo permit which should be approved soon. New owner can build 1 or 2 units based on current R2 Zoning. Seller financing maybe available? Amazing Views and walk to beach and all that the Village of Del Mar has to offer! Buyer can buy a unit once plans are approved and price is determined. Buyer to verify all terms and conditions prior closing escrow.

Sold for $3,200,000.

                                                                                                                                                                _ 

 

6165 Mimulus
(Rancho Santa Fe)

SOLD

*Represented Buyer

Sited on an incredible lot close to the RSF Village with phenomenal views of the RSF Golf Course, this perfect traditional ranch style home has more charm & tranquility than one could imagine. Both the main house & the guest house overlook the picturesque 40 foot garden pool. Also, outdoor pool bath, built-in BBQ, guest house with private bedroom and bath, another room for crafts or office. Dedicated private golf cart path to the RSF Golf Course & a golf cart garage makes this a golfer’s paradise.

Sold for $2,500,000.

                                                                                                                                                                _ 

 

10753 Cherry Hill Dr
(Carmel Valley)

SOLD

*Represented Seller

Highly desirable Derby Hill plan 2 situated on a premium canyon view lot! Features include: Wonderful curb-appeal, Stunning use of Travertine & Brazilian walnut flooring, Plantation shutters & crown moldings, Gourmet Kitchen with large center island, bedroom & 1½ baths on main floor, Spacious master suite with lavish bathroom, Extra-large bonus room, upstairs laundry & much more. Spacious backyard plenty of room to entertain. All this plus top rated schools & highly sought after “South of 56” location!

Sold for $1,830,000.

                                                                                                                                                                _ 

6135 El Tordo
(Rancho Santa Fe)

SOLD

*Represented Buyer

Beautiful, completely remodeled luxury townhome located in the Village of Rancho Santa Fe. Leave the car at home and walk to the Village’s array of restaurants, shops and boutiques, or simply relax amid the truly sophisticated low-maintenance residence. Offering the benefits of newer construction, the 3-bedroom, 3.5-bath townhome was remodeled with carefully selected finishes for the most distinguished buyer. Great for someone looking for lock and go residence or low maintenance living.

Sold for $1,623,500.

                                                                                                                                                                _ 

5073 Seachase Way
(Carmel Valley)

SOLD

*Represented Seller

Southern exposure and fabulous views highlight this 5 bedroom, 4.5 bath home in desirable Ashley Falls neighborhood. This immaculate home has a great floor plan w/ high ceilings, guest bedroom & en suite full bath downstairs, office and optional bonus room upstairs. Wood floors throughout most of the home including all bedrooms. White kitchen cabinetry and granite counter tops adorn the oversized kitchen. This light and bright home is walk to AF School/Park and new Pacific Trails Middle School.

Sold for $1,545,000.

                                                                                                                                                                _ 

14730 Caminito Vista Estrellado
(Del Mar)

SOLD

*Represented Seller

Cabo Santa Fe at it’s best, first time on the market, only 42 units in this tucked away gated community in Del Mar! One of only a few completely detached residences in the complex, elevated lot with magnificent ocean/white water & golf course views, beautifully remodeled kitchen with high end finishes. Desirable floor plan with master on main floor, two additional bedrooms and bath on second level. Multiple outdoor spaces including balcony, oversized yard which is the perfect setting for entertaining!

Sold for $1,550,000.

                                                                                                                                                                _ 

2130 Bulrush Lane
(Cardiff-By-The-Sea)

SOLD

*Represented Seller

PANORAMIC Whitewater Ocean & Sunset Views perfectly captures the essence of Southern California living. Features include; vaulted ceilings allowing lots of natural light, neutral tones & newly installed carpet. All bedrooms are upstairs including master suite w/ large balcony. Fully owned solar providing big savings! Situated on a wonderful cul-de-sac street w/courtyard entry, private pool & low maintenance landscape. All this plus close proximity to highly rated schools & all the best of coastal living!

Sold for $1,475,000.

                                                                                                                                                                _ 

13265 Capstone Dr
(Carmel Valley)

SOLD

*Represented Buyer

Quiet and elevated location close to Del Mar Beaches Top rated schools all closeby. Home has been completely upgraded and meticulously maintained by original owner. Privacy enhanced by lot over 11,000 sf. New windows throughout, redesigned kitchen with newer appliances, American Cherrywood floor, upgraded staircase, and new spa like master bath suite. Nearby parks, Del Mar Highlands and Paseo One shopping restaurants and entertainment. No Mello Roos and low HOA fees.

Sold for $1,383,000.

                                                                                                                                                                _ 

 

3305 Windbreak Court
(Carmel Valley)

SOLD

*Represented Buyer

Welcome home to this stunning Heights Plan 2 , situated on a corner lot in a cul-de-sac. Step out to your entertainer’s dream backyard with sparkling pool, multiple seating areas, privacy and beautiful landscape. The entire interior has been freshly painted with brand new carpet. Close to “award winning” schools, freeway and the new One Paseo Shopping Center. No Mello-Roos.

Sold for $1,310,000.

                                                                                                                                                                _ 

839 Vera Street
(Solana Beach)

SOLD

*Represented Buyer

NEW CONSTRUCTION WEST OF THE 5 FWY Ready for move in! The 4th of four, custom two-story homes in an intimate, gated setting less then a mile to the beach. This upscale, single family home features 4 bed +loft, entry level bed + bath & private backyard w/ designer finishes in a fresh, coastal style. Solana Beach residents enjoy close proximity beaches, hiking + biking trails, Del Mar Fairgrounds, Cedros design district and award wining SB Elementary + San Dieguito Union HS districts.

Sold for $1,250,000.

 

                                                                                                                                                                _ 

11615 Alderidge Lane
(Scripps Ranch)

SOLD

*Represented Seller

Prime location, tucked near the end of a quiet cul-de-sac just the right distance away from Award Winning Dingeman Elementary, this home has been updated & upgraded & features a spectacular back yard. The large, flat, usable lot (11,244 sq ft) features a gorgeous salt water Pebble Tec pool/spa, a huge covered patio area, elevated Built-In BBQ area, fire pit with seating, in-ground trampoline, and an additional large grass area. Incredible for entertaining! Solar Electric is owned.

Sold for $1,332,500.

                                                                                                                                                                _ 

9731 Deer Trail Drive
(Rnacho Bernardo)

SOLD

*Represented Seller

This elegant executive home is situated in one of the top 4S Ranch neighborhoods! Beautifully upgraded and lovingly maintained by the original owners, this home is move in ready. Gorgeous tropical backyard setting with pool/spa, outdoor fireplace, built it BBQ and views of the surrounding mountains. Very private backyard with no neighbor behind. Expansive open floor plan with upstairs loft that could be a fifth bedroom and 4 additional bedrooms upstairs. Low Mello Roos at only $237 per month and low HOA!

Sold for $1,230,000.

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767 Turtle Point Way
(San Marcos)

SOLD

*Represented Buyer

3Br, 2.5Ba, 3000 esf in Pinehurst Collection of San Marcos. Ceramic floors, new carpet, high ceilings, new paint throughout. Kitchen w/Quartz counters, SS appliances, island w/seating. Updated baths w/Quartz counters & new fixtures. Fully covered patio, 4 hole putting green & salt water pool & spa w/water features. 4 car garage, synthetic lawns, RV parking hook ups, 2 new Lenox AC units, solar power owned & producing energy to sell.

Sold for $1,049,000.

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13691 Torrey Glenn Rd
(Torrey Highlands)

SOLD

*Represented Seller

Beautiful, quiet and highly sought after home in Torrey Glenn neighborhood! Executive home with wonderful upgrades throughout. Granite, tumbled stone, surround sound, plantation shutters, circular dining room, formal living room and 3 large balconies. 1st floor bedroom and bath, large, private backyard! Quiet street w/ no outlet and walking distance to Westview High! This home also includes owned solar! Please be aware of video surveillance during showings.

Sold for $1,204,500.

                                                                                                                                                                _ 

16060 Cayenne Ridge Road
(Rancho Bernardo)

SOLD

*Represented Buyer

4s Ranch at it’s finest. Single level Mediterranean home on 9,751 sq ft lot facing open space. Large kitchen flows to family room and backyard with spa, fire pit, and barbeque. Ready for summer entertaining.

Sold for $1,102,000.

                                                                                                                                                                _ 

17224 Eagle Canyon Way
(Rancho Bernardo)

SOLD

*Represented Seller

Stunning formal Model Home in the coveted 4S Ranch Maybeck community! Beautiful floor plan, entry-level bonus room/bedroom, custom entertainment center, and many, many more upgrades! 3 car garage and walking distance to award winning Poway Unified Schools, parks, 4S Ranch Town Center and more! This home has solar with a PPA.

Sold for $1,049,000.

                                                                                                                                                                _ 

5055 Millay Ct.
(Carlsbad)

SOLD

*Represented Buyer

Beautiful home located in the community of Canterbury on a cul-de-sac and a large premium lot with views of the surrounding hills. Don’t miss this rare opportunity to own this highly upgraded home. Features include 5 bedrooms, 3 baths, 2,810 SF, 10′ ceilings, a 3-car garage (1 is detached), large backyard with covered BBQ Patio/Bar, fire ring & a solar system for low electric energy cost! One of the bedrooms with an adjacent bath is on the 1st floor. See Supplement for details on this magnificent home.

Sold for $989,000.

                                                                                                                                                                _ 

516 E Glaucus St
(Encinitas)

SOLD

*Represented Buyer

WOW – West of the I-5 with OVER 1/2 ACRE OF LAND! Tremendous VALUE! This Lovely home is Light and Bright and features a brand new fence, new turf yard, Kitchen with Granite Counters & Walk in Pantry. 4 Bedrooms, 2.5 Baths, wrap around Balcony off Master Suite. Upgraded wood-look tile flooring throughout! Plenty of room for RV or boat + 2 car attached garage. Great PRIVATE location only 1 Mile to Beacon Beach! Enjoy Sun, Sand and Cool Ocean Breezes this Summer in your new Encinitas Home!

Sold for $955,000.

                                                                                                                                                                _ 

9532 Oviedo St
(Rancho Penasquitos)

SOLD

*Represented Buyer

Light & Bright! Versatile floor plan: 1 BR (with direct access to a full bath) downstairs; formal dining as well as breakfast nook , FR & formal LR. High ceilings in LR, MBR & BR2. Spacious remodeled kitchen with lovely cabinets and stainless appliances. Peaceful backyard backs to Open Space and offers lovely gardens, grassy area, trampoline, and features an inviting pool with solar assisted heating. Super location-close to all levels of schools, park, and hiking & biking trails.

Sold for $963,400

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8448 Calderon Court
(Rancho Penasquitos)

SOLD

*Represented Seller

Come experience incredible views while entertaining family and friends from this beautiful resort like backyard! Enjoy the large outdoor BBQ island with granite counters & bar seating, cozy firepit or watch TV while relaxing in your private spa. Large private lot on cul de sac within walking distance to all 3 neighborhood schools. Lovely remodel features newer kitchen cabinets, granite counters, newer SS appliances, brand new carpet, upgraded hardwood floors, fresh decorator paint inside and out.

Sold for $900,000.

                                                                                                                                                                _ 

204 Violet Ave
(San Marcos)

SOLD

*Represented Seller

Stunning home on culdesac w/ sparkling saltwater pool/spa & loaded w/ upgrades. The kitchen boasts luxurious granite counters, large center island & walk-in pantry. The spacious family room has custom fireplace w/stone surround, raised hearth, & built-in media cabinet. Open floorplan offers downstairs bed/bath, loft w/ built-in desk, & spacious master suite. Dream backyard boasts custom solar heated pool w/stone patio, waterfalls, & raised spa, large patio, lush lawn & huge side yard. Double Peak School!

Sold for $878,000.

                                                                                                                                                                _ 

1205 White Sands Dr
(San Marcos)

SOLD

*Represented Buyer

Stunning home in the prestigious community of Rancho Dorado. The open floorplan w/ great room design offers large living spaces & downstairs master suite. The renovated kitchen boasts Quartz counters, stainless steel appls, & center eat-at island that flows seamlessly into the family room w/ 2-story ceiling & fireplace. The private backyard offers serene canyon views, covered patio, & lush landscaping. Other features: Brand new carpet/paint, plantation shutters, large loft w/ balcony, and 3-car garage.

Sold for $840,000.

                                                                                                                                                                _ 

7922 Brooke Vista Ln
(Rancho Penasquitos)

SOLD

*Represented Seller

Amazing Torrey Highlands home in gated community! Walking distance to Westview High and Torrey Meadows park! This home is full of modern upgrades and has a bright, open floor plan. Minutes to everyday conveniences and freeway access- don’t wait to see this beautiful home!

Sold for $866,000.

                                                                                                                                                                _ 

3830 Sienna Street
(Oceanside)

SOLD

*Represented Seller

Welcome to Ridgeview Estates with gorgeous mountain views! Home has been upgraded & updated throughout. Features include remodeled kitchen w/ built-in bar, SS appliances, granite, solid wood cabinets, Travertine tile, bedroom downstairs, oversized master bedroom w/ panoramic views, beautiful walk in shower & soaker tub, bonus room upstairs, new windows & window coverings & much more. Low maintenance exterior with paid off solar, jacuzzi & built in kitchen, 3 car garage w/epoxy & RV/Boat parking. LOW HOA!

Sold for $810,000.

                                                                                                                                                                _ 

3824 Mount Ariane Dr
(Clairemont)

SOLD

*Represented Buyer

This spacious cul-de-sac home is in the coveted Mount Streets neighborhood of Clairemont. Step inside to a grand living room that flows into the formal dining area. The bright kitchen opens to a second living room that is ideal for entertaining. The large master bedroom features two walk-in closets and a serene master bath with dual sinks, a soaking tub and a detached shower. Beautifully landscaped front yard, a three-car garage, extensive backyard with a therapy pool.

Sold for $840,000.

                                                                                                                                                                _ 

16072 Via Viajera
(Rancho Santa Fe)

SOLD

*Represented Buyer

Largest home in RSF for the money. Stunning HOA pool & spa make this a year long vacation. Original owner w/ plenty of ** upgrades** Newer AC, water heater & NUVO water softener. Steps to the resort-like pool but not too close to sacrifice privacy. Amazing open floor plan w/ huge bedrooms (1 bed/bath down), vaulted ceilings, large walk in master closet, tons of natural light & patio to entertain in. Walk to a new social life at Morgan Run- minutes to Del Mar, SB and TJ’s.

Sold for $811,000.

                                                                                                                                                                _ 

13292 Boomer Ct.
(Rancho Penasquitos)

SOLD

*Represented Buyer

Welcome to this beautiful home located on a cul-de-sac with canyon views in the heart of Rancho Penasquitos. Great opportunity to own in the highly desirable Poway Unified School District with NO HOA or Mello Roos. This spacious 5 bedroom home includes an optional downstairs bedroom and downstairs full bathroom. Newer HVAC system installed but not needed with the cool breeze provided by the canyon. This home is a must see!

Sold for $770,000.

                                                                                                                                                                _ 

5159 Wisteria
(Oceanside)

SOLD

*Represented Seller

This rarely available floor plan in Ridgeview at Ocean Hills is breathtaking inside & out. Original owners have maintained & updated over the years creating a pride of ownership second to none. Features include bedroom downstairs, open layout, family room off large kitchen, granite countertops, SS appliances, wood floors, large master suite, & bonus room that could be 5th bedroom. Outside the large lot has been completely remodeled for entertaining & low maintenance. SOLAR IS OWNED & GREAT VIEWS

Sold for $784,000.

                                                                                                                                                                _ 

1764 Kent Pl
(Vista)

SOLD

*Represented Buyer

Amazing attention to detail, highly upgraded 1-story home on .71 acres w/workshop & sweeping views! The entertainment kitchen w/2 workstations includes custom cabinets, quartz counters, two stainless steel sinks, 6-burner gas stove w/griddle, double ovens & drawer microwave oven. The master suite has a custom bathroom remodel w/modern, high-end finishes. On the lower level is a 637sf shop w/epoxy floors, asymmetric auto lift, half bath, forced air heat & A/C & storage shed. Tons of parking, RV too.

Sold for $790,000.

                                                                                                                                                                _ 

8998 Ellingham St
(Rancho Penasquitos)

SOLD

*Represented Buyer

This charming turn key home has everything you need. Located in the highly desirable Rancho Penasquitos neighborhood which participates in all of the holiday festivities of Christmas Card Lane. This amazing home with an open floor plan offers soaring ceilings in the living room, stone stacked fireplace, granite countertops, spacious master bedroom and so much more. Spacious, private backyard great for entertaining. Don’t miss out on this amazing opportunity to call this your home.

Sold for $738,998.

                                                                                                                                                                _ 

1464 Machado St
(Oceanside)

SOLD

*Represented Buyer

Highly desirable South Oceanside home on a quiet street. Come with your vision and turn this house into the dream home you always wanted! The peaceful backyard has an automatic drip system for easy care. Several mature avocado and other fruit trees along with colorful plants and shrubs. Low maintenance Trex decking with plenty seating available in the backyard and a large deck in the front yard as well. Classic Potter home built in the 50’s with a raised foundation. The beach is .6 miles away.

Sold for $750,000.

                                                                                                                                                                _ 

15194 Amalia St
(Rancho Penasquitos)

SOLD

*Represented Buyer

Fantastic opportunity in Rancho Penasquitos to own a meticulously maintained 4 BR home on oversized lot w/PAID SOLAR! Home features updated kitchen with granite countertops, newer windows, newer furnace & AC unit, & brand new flooring throughout! Unique lot with gated parking – room for boat, RV, toys, etc. Peaceful & Parklike backyard with new fire pit & awesome climbing tree is big enough for pool & great for entertaining. Termite clearance as of Jan 2019. Refrigerator, Washer/Dryer & sheds convey!

Sold for $760,000.

                                                                                                                                                                _ 

9490 High Park Ln.
(Rancho Penasquitos)

SOLD

*Represented Seller

Rarely available home in Feather Ridge in heart of RPQ. Gorgeous new remodeled Kitchen! New patio cover, beautiful hardwood floors throughout downstairs. 3 beds and 2 full baths upstairs, 1/2 bath downstairs. Large Master walk in closet, Light bright open floorplan, breakfast nook, vaulted ceilings, AC, new Water Heater & water softener, new dual pane windows, fireplace in living room, private backyard w/ lemon tree, great family home in Poway School Dist! Walk to schools, shopping, easy freeway access

Sold for $680,000.

                                                                                                                                                                _ 

16160 Turtleback Rd
(Rancho Bernardo)

SOLD

*Represented Buyer

Rarely available four bedroom twinhome that lives like a single family detached home in the highly desired High Country West neighborhood. Remodeled, spacious kitchen, family room with fireplace, living room, laundry room and half bath downstairs. Four bedrooms up, including one with a really neat loft area for the kids. Fully fenced yard with grassy area. Access to the High Country West club, which has a pool/spa, tennis courts, basketball court and much more. Low $100/mo HOA, no Mello Roos. PUSD!

Sold for $711,000.

                                                                                                                                                                _ 

17629 Adena Lane
(Rancho Bernardo)

SOLD

*Represented Buyer

Turnkey Normandy Model Home in Charming Community of Eastview. Wonderful Golf Course Views, Great Condition – Excellent Location on Single Load Street. Re-Modeled in 2014 – over $100k in upgrades! New Kitchen, Baths, Hardwood & Tile Flooring Throughout. Community Center includes Olympic Size Pool, Spa, Tennis Courts, and Community Room-Available for Special Occasions. Plus RB Swim & Tennis Club Membership. Award Winning Poway Unified School District, Close to Shopping, Restaurants, Frwy’s. No Mello Roos.

Sold for $685,000.

                                                                                                                                                                _ 

14162 Chicarita Creek Road
(Carmel Mountain Ranch)

SOLD

*Represented Seller

Waterfield Laurels home available in beautiful Carmel Mountain Ranch! This charming home features an updated kitchen with wood cabinetry, stainless steel appliances, granite counter-tops and breakfast bar. Large living room has vaulted ceilings, a beautiful fireplace & tile flooring. Both bathrooms have been completed remodeled. Master bedroom en-suite conveniently located on main floor with direct access to coffee on the rear patio. Home is complete with a 2 car garage for ample storage and a large, flat

Sold for $669,000.

                                                                                                                                                                _ 

2277 Caminito Pescado #75
(Ocean Beach)

SOLD

*Represented Seller

Wonderful upgraded turn-key unit. Crown molding and freshly painted throughout. Wood burning fireplace in living room. Brand new stainless steel dishwasher and microwave. Refrigerator and range/oven purchased in 2016. New carpeting on stairs and in bedrooms. Beautiful laminate flooring in living and dining room areas. Spacious patio off of kitchen – great for entertaining. Attached full two car garage. Laundry located in garage. Quieter home upgrades. New roof installed in 2018.

Sold for $538,679.

                                                                                                                                                                _ 

27134 Mountain Meadow
(Escondido)

SOLD

*Represented Buyer

 9.78 Acre Hideaway, Perched High Above with Stunning Panoramic Hills and Ocean Views! Single Story Ranch Style Charmer! Additional Building Pad is perfect for Custom Home or Guesthouse. Beautiful Scenery everywhere. Tons of wild Succulents abound! Surrounded by Million Dollar Homes! Great access off frwy. This is a major fixer with unlimited potential. Bring your investors and contractors.

Sold for $585,000.

                                                                                                                                                                _ 

249 W. Park Ave.
(El Cajon)

SOLD

*Represented Buyer

El Cajon Gem, this fully renovated home has all the upgrades you are looking for. Beautiful hardwood floors , Dual pane windows, Central Heat and Air Conditioning, Rich Expresso cabinets with brushed nickel pulls, Granite counters, stainless steel appliances and double sink, Recessed lighting, Crown Moulding and fresh paint. Large spacious Bedrooms with Mirror Closet Doors, Large scenic landscaped backyard with covered patio and auto irrigation . Remodeled Bath, Detached oversized garage to fit 3 cars.

Sold for $415,000.

                                                                                                                                                                _ 

450 J St 6111
(Downtown)

SOLD

*Represented Seller

Affordable downtown living with lots of perks & good vibes! City views & light abound in this 6th floor beautiful condo conveniently located to all you need. Well maintained by original owner -New A/C (2 yrs.), fresh paint, tile floors, gas range, in-unit laundry, huge walk-in closet, plus end parking space in secured garage! Low HOA fees include water & trash. Pet friendly, quiet complex has fabulous amenities, community pool/spa, fitness center, BBQ, on-site mgmt. Enjoy the lifestyle

Sold for $405,000.

                                                                                                                                                                _ 

11211 Avenida De Los Lobos Unit B
(Rancho Bernardo)

SOLD

*Represented Buyer & Seller

One of the best locations in highly desirable community of The Falls in Rancho Bernardo! Bright and Light. Nice & private entry level end-unit. Spacious 2 bedroom 2 bath unit with oversized private patio with mountain views. Very well maintained, new interior paint, newer dishwasher and water heater. Washer, dryer and refrigerator convey.

Sold for $390,000.

                                                                                                                                                                _ 

3551 Ruffin Rd #166
(Serra Mesa)

SOLD

*Represented Buyer

Spacious Serra Mesa two-story townhome with a large layout and big bedrooms. This perfect starter home is priced to sell. Features: In-unit washer and dryer, 2 parking spaces, and a huge private patio. The Summer Hill community is centrally located, close to shopping, VA and FHA approved and features a BBQ area, rec room, and community pool and spa.

Sold for $358,000.

                                                                                                                                                                _ 

8489 Westmore Rd #41
(Mira Mesa)

SOLD

*Represented Buyer

1st floor corner unit condo in desirable neighborhood in Mira Mesa. Spacious open floor plan. Recently remodeled with new floors, new cabinets & counter-tops and bathroom areas. Centrally located to shops, community park, Lake Miramar & Sorrento Valley Business parks. Community includes a pool/spa. Unit located in quiet back area of complex. Patio faces East for morning sunshine. Ground level for convenience.

Sold for $294,000.

                                                                                                                                                                _ 

 

Home Seller Tips: Ask Yourself, Why Are You Selling?

 

If you know exactly why you are selling then it is easier for you to follow the right plan of action for getting what you want.

If you are a seller who needs to close a sale as quickly as possible, then you should know that getting the highest price possible is not one of your priorities. It does not mean that you won’t or cannot get the highest price, but it means that the price is not the deciding factor. A buyer who can give you a quick closing time will appeal much more to you than a buyer who can offer you more money but the negotiation and closing time drag on.

Image result for home offersIt’s always good to know how low you will go in terms of selling price. This will help to eliminate some of the offers that you find simply offensive or ridiculous. Even though you should consider all offers seriously and take into consideration the terms of each offer, sometimes, if you know the bottom line and are strict about it, you can save yourself time.

Once you know what your limits and reasons are, discuss them with your agent so that they can help you set your goals realistically. If you decide to list your home on your own, make sure you do research on the current market, and you get the proper advice you need in terms of legal issues, etc. The key is to be realistic and know what your goals are so they can be met.

The Biweekly Mortgage – Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping up with troublesome regularity.

The ads promote a Biweekly Mortgage and for the most part, do not come from a mortgage lender. Exclamation points punctuate practically every claim:

  • No closing costs!
  • No refinancing!
  • No points!
  • No credit check!
  • No appraisal!
  • Save thousands!
  • Cut years off your mortgage!

To achieve these wonderful savings all you have to do is allow half of your mortgage payment to be deducted from your checking account every two weeks. It’s easy. Of course, there is a small set-up fee and usually a transaction fee with every automatic deduction.

Essentially, the ads are truthful in almost every respect.

They just want to charge you money for something you can do on your own for free.

The Basics:

Normally, you make twelve mortgage payments a year. Since there are fifty-two weeks in a year, a biweekly mortgage equals 26 half-payments a year. The equivalent would be making thirteen mortgage payments a year instead of twelve. By applying that extra payment directly to the loan balance as a principal reduction, your loan amortizes more quickly, requiring fewer payments.

You save money. The ads are true.

How it Actually Works:

You cannot simply mail in half a payment every two weeks to your mortgage lender. Since they do not accept partial payments for legal and accounting reasons, the mortgage company would just mail your half-payment back to you.

Instead, the biweekly mortgage company is an intermediary between you and your mortgage lender. They automatically debit your checking account every two weeks for half of your mortgage payment then place your funds into a trust account. Basically, this is just a holding account for your money. In another two weeks, there is another automatic deduction from your checking account, and so on. When your mortgage payment is due, your funds are withdrawn from the trust account and forwarded to your mortgage lender.

Since you are placing funds into the trust account faster than your mortgage payments are due, you eventually accumulate enough money to make an extra payment. The way the cycle works, this occurs once a year. he extra payment is applied directly to your principal balance, which causes your loan to amortize faster, pay off more quickly and save you thousands of dollars.

Potential Problems with the Trust Account

Because your funds are held in the trust account until your mortgage payment is due, there are potential dangers. Not only are your funds held in this account, but so are the funds of everyone else enrolled in the biweekly program. That is a lot of money.

Most likely, there will be no problems.

However, if there are accounting errors, mismanagement, or even fraud, your mortgage payment might not get made. The first hint of a problem will probably be a phone call or letter from your mortgage lender, but not until after your payment is already late. Since responsibility for making the payment rests with you and not the biweekly payment company, you may find yourself digging into your personal savings to make the payment directly — even though the biweekly payment company has already collected your funds.

Later you can work out the trust account problem with your biweekly payment company.

The Cost of the Biweekly Mortgage

There is usually a set-up fee that runs between $195 and $350, depending on how much sales commission is paid to the individual or company setting up the account for you. You also pay a transaction fee each time there is an automatic deduction from your checking account and sometimes also when the payment is made to your mortgage lender. There may also be a periodic maintenance fee.

Meanwhile, whoever controls the trust account is earning interest on your money.

Savings of the Biweekly Mortgage

By making principal reductions using the biweekly mortgage program, your mortgage will amortize more quickly, saving you money. How quickly your loan pays off depends on your interest rate and when you begin making the biweekly payments.

On a $100,000 loan at an interest rate of eight percent, your first principal reduction would probably be a year from now. Assuming the principal reduction is equal to one monthly payment ($733.76), you would save $43,852 over the life of the loan and pay it off almost seven years early.

However, you have to deduct from those savings any amounts you paid in set-up, transaction, and maintenance fees.

No-Cost Alternatives to the Biweekly Mortgage

Instead of hiring a company to manage your biweekly payment, you could accomplish essentially the same thing on your own for free. Just take your monthly payment, divide it by twelve, and add that amount to your monthly mortgage payment. Be sure to earmark it as a principal reduction.

The first way you save is that you do not have to pay any fees to anyone. It’s free.

In addition to not paying fees — using the same example as above — your total savings on the mortgage would be $45,904. Plus the loan would be paid off three months quicker than with the biweekly mortgage. The reason you save more is because you are making a principal reduction each month, instead of waiting for funds to accumulate so that you can make one principal reduction a year.

Self-Discipline?

The biweekly mortgage companies claim that homeowners are not disciplined enough to follow through with principal reduction plans on their own. They suggest the reason for setting up the biweekly mortgage enforces discipline upon you, and by doing so, they save you money.

However, in this technologically advanced age, banking online and automatic deductions are readily available. You can set up your own automatic deductions including the additional principal reduction and have it go directly to your mortgage lender. Since the deduction occurs automatically, just like with the biweekly mortgages, self-discipline is not a problem. Once again, you don’t have to pay anyone to do it for you and you save even more money.

Conclusion

The biweekly mortgage plans do not really do anything except move your money around and charge you for it. Plus, even though the danger is negligible, you must trust someone else to hold your money for you. If you can do the very same thing for free, plus save yourself even more money by doing it on your own, why pay someone else?

The biweekly mortgage plan – who needs it?

If your goal is principal reduction and saving money, then it is a good plan. If you do it on your own instead of paying someone else to do it for you, then it is a great plan.

Should I Sell My House? 6 Signs It’s Time to Move On

Ten years. That’s the average amount of time a homeowner stays in a house before a sale.

Think that sounds shockingly short? Or way too long? The fact is, people’s reasons for selling their homes are different, as are their time frames.

Still, there are some common reasons—financial and emotional—that lead us to sell our current home and move on to the next one. And you don’t always see the reasons coming.

Read on for some telltale signs it’s time to start looking for the next home and packing your bags (and when you should settle in for the long haul).

1. You know the seller’s market is booming and you want in

Let’s start with one of the most obvious reasons to sell: You’re eager to make a profit on your property.

You need to gauge the key indicators of a strong real estate market.

A few signals: The price per square foot for real estate in your area is increasing, the amount of time properties stay on the market is decreasing, and you’ve noticed an uptick in brokerage activity in your neighborhood. (If you’re situated in an especially hot neighborhood, you might even get a letter or a knock on the door from a listing agent who wants to help you get in on the action.)

If any of these are true in your area, think about selling up.

2. Because your neighbors just got what for their house?

Check online real estate listings in your neighborhood, and pay attention to the “recently sold” flyers in your mailbox to keep track of comparable home prices in your area.

If other houses on your street with the same bedroom/bathroom count [as yours] are selling for a price that you’d be more than satisfied with, it might be time to move on.

Another sign of a hot home sales market is the relationship of asking prices to sale prices. If home buyers are making offers fast—for as much or more than sellers are asking—it’s a seller’s market. A buyer may offer you a sales price you can’t refuse, too.

3. You’re sick of feeling financially stressed

Not everyone sells their real estate in order to pad their bank account. Some homeowners underestimated their ongoing housing costs and simply sell to ease their mortgage burden, or to cash in their equity and use it for other purposes.

If your property taxes or mortgage payments have become unmanageable, the best recourse may be to sell and find another home that’s more affordable. Selling your home is better than struggling with a big mortgage loan, and possibly risking foreclosure.

To breathe easy, your monthly housing costs, including your mortgage interest, principal, property taxes, homeowners insurance, and HOA or condo fees if applicable, shouldn’t exceed 28% of your gross monthly income.

Before you sell your home to reduce your monthly living expenses, make sure you can find another home to rent or buy in your price range, and that you can qualify for a loan at current interest rates when you do.

4. You’ve grown—but your home hasn’t

The starter home you moved into when you were expecting your first child isn’t necessarily the house you need now that you have three preteens and a capybara. It’s bittersweet to give up the memories you’ve made in your home, but if your living quarters are causing you stress rather than comfort, take the leap and sell up.

Death, serious illness, divorce—these are all emotionally wrought experiences that may warrant a need for change. Relocation is another factor. But let’s not overthink things.

Maybe you’re just tired of the same old, same old, and it’s time for a change of scenery.

5. You’re over ‘high maintenance’

The average homeowner shells out $2,000 a year for maintenance services, according to a recent report. Not repairs, mind you, but scheduled services such as landscaping, snow removal, septic service, private trash and recycling, and housecleaning.

Sick of watching these payments steadily drip out of your bank account? You could sell, and buy some lower-maintenance real estate such as a condo or a new-build property. You might even want to try renting, and let a landlord worry about leaky pipes and other property hassles.

6. You’ve put at least 5 years into the relationship

If you sell too soon—assuming you have a mortgage—you haven’t really built up any equity in the home beyond the down payment. In the beginning, your mortgage payments are almost completely interest payments.

In fact, unless the housing market is seriously booming (see above), you might lose money when you sell. You might even owe more than you can get from your house after closing costs.

Remember: Selling isn’t free: You’ll have to shell out to cover all of the costs associated with hiring a real estate agent, closing, and, of course, purchasing another home.

That’s why we recommend staying put for at least five years, unless you have an urgent need to move. In addition to everything else, moving too quickly sends potential buyers a bad message.

Buyers don’t feel good when it appears you are selling too soon. What was wrong with the house? Why are you leaving so fast? Are the basement walls about to collapse? Are the neighbors selling drugs and shooting fireworks at your house? Buyers can dream up all kinds of negative scenarios when a seller hasn’t owned the home for very long.

Another reason you may not want to sell is if you don’t meet the qualifications to avoid paying capital gains tax on your profit from a home sale. Generally, you can exclude the gain from the sale of your home if you owned and lived in the home for two of the past five years. A sale before the two-year mark, if you don’t meet any of the exceptions, could be a costly mistake. By the time you pay capital gains tax, you won’t have as much equity left as you’d planned.

But beware of snap decisions

Of course, there are no promises that selling will be better for you in the long run. Take your time deciding if you should sell, and then study the local home sales market, with the help of your real estate agent, before you price your home. If you underprice your home, a buyer may snatch it up too cheaply. If you overprice it, the right buyer may pass it by.

Selling your home is, above all, a personal decision. Do what will help you live—if not happily ever after—happily for now.

How to Make Your Home Your Stress-Free Sanctuary

By Laurie Larson

As you know, home is where the heart is, but it should also be where you find peace of mind. Your home should be a refuge from stressors, like from work, school, and other commitments. You should be able to come home and relax in an environment that functions as a haven and a sanctuary.

Having a stress-free sanctuary is important to your family as well as your individual health and sense of well-being. See the following tips on how to make your home what it needs to be for you and your family.

 

  1. Optimize your bedroom

Make your bedroom your cocoon. You can transform your bedroom into being the haven for rest and relaxation you need it to be through straightforward, simple measures. First of all, you should make your bedroom for one thing only: sleep.

This means no television, work desk, or exercise equipment that can distract you or deter you from getting quality sleep. Second of all, you want a comfortable sleep structure. Invest in plush, soft blankets, a new high thread count sheet set, and consider whether you need a new mattress. Since we spend one-third of our lives asleep, investing on what you sleep upon is essential for optimum physical and mental wellness.

 

  1. Go Green

Nothing appeals to our senses in a way that leads to serenity like nature, whether it be through plants, flowers, lit candles, essential oils or natural light. Adding natural accents to your home not only promotes mental well-being, but it is good for your health as well.

Did you know that plants elevate mood, reduce your anxiety, and can even improve cognitive function? Not only that, plants are both the least expensive and most effective way to rid your house of indoor toxins. See most effective plants. Also, consider an essential oil diffuser for your home to get rid of any odor, plus choose a signature scent for your home that appeals to the senses.

Fresh flowers are a nice touch too, to help remind you of nature’s beauty right inside your home. And by all means, open your curtains and blinds – exposure to natural light is paramount for elevating mood, overall health, and anxiety levels – plus it freshens up your household surroundings.

 

  1. Eliminate Visible Stressors

We carry so much stress on your shoulders, with reminders circulating in our heads about errands, obligations, deadlines and bills, so much less do we need physical reminders of them as well.

Consider donating your wall clocks in your house, especially since you already have clocks on your microwave, stove, alarm clock, and more. Also, make your refrigerator a place only for children’s art and special mementos, not for bills and other notices.

 

  1. Clear the Clutter

Above all, the number one thing you can do to reduce stress in your home is to declutter it, creating room, peace, simplicity, and tranquility. Try reducing each room to the bare necessities in terms of at least what is visible.

Create hidden storage areas for everything else. As simplicity decreases stress, remember that purging is an essential means of decluttering. If you haven’t used something or worn something in two years, then donate it!

Purging helps you prioritize and simplify, helping you carefully consider what you keep and what you discard, as well as what you choose to purchase.

Remember that managing stress is important but that it is also a process. Through time and developing routine habits, you have the power and ability to make your house the stress-free sanctuary it needs to be. While renovating your home to be stress-free, consider some home decor inspiration as well!

Image by Pexels

Just Sold: June 2019

Thank you for all your support, here are some of the houses Coastal Premier Properties has helped clients buy or sell throughout the county last month. If we can help you or someone you know with making a move, please contact us!

                                                                                                                                                                _ 

5648 Linda Rosa Ave
(La Jolla)

SOLD

*Represented Buyer

Magnificent unobstructed panoramic 270° ocean and coastline views! Seamless indoor-outdoor living is maximized by vast La Cantina walls opening to expansive outdoor decks with phenomenal views in this gorgeous modern newer home on a quiet cul-de-sac street high above Bird Rock. Easy, lo-maintenance living just a stroll to shops, restaurants and beach parks.

 

Sold for $2,450,000.

1

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15382 Tanner Ridge Cir
(Rancho Bernardo)

SOLD

*Represented Buyer & Seller

Run don’t walk to see this gorgeous Descanso home in beautiful Del Sur. This 5 bedroom, 6 bath home has it all. VIEWS, UPGRADES and MORE! A contemporary open concept floor plan built to entertain and enjoy the true in-door out-door San Diego lifestyle. Backyard complete with built in BBQ, professionally installed putting green and plenty of space to entertain. The home is full of upgrades throughout including wood flooring, custom tile backsplash and custom flooring.

 

Sold for $1,525,000.

190025621

 

                                                                                                                                                                _ 

6763 Elegante Way
(Carmel Valley)

SOLD

*Represented Buyer

Enjoy this 2017 Newer Built, Portofino Home by Meritage; at Pacific Highlands Ranch | Carmel Valley. Built with superb energy efficiency. Experience the lifestyle this community has to offer with pool, playground, trails and park. Professionally designed with elegant features, gourmet kitchen and master suite with view deck! Indoor/Outdoor living with flex space. Incredible Sunrise Views in this pastoral setting. Top School District! EZ access to the 56, 15 and 5 freeways. Walking distance to shopping.

 

Sold for $1,300,000.

Capture

                                                                                                                                                                _ 

12280 Semillon Blvd
(Scripps Ranch)

SOLD

*Represented Buyer

Beautiful one of a kind custom home located South of Pomerado. On large .70 acre lot situated in park-like settings – enjoy panoramic tree-filled views all around! Additional granny suite on lower level of property w/separate entrance. Fully remodeled gourmet kitchen w/high end appliances & counters. Remodeled master suite features additional retreat, fireplace & upgraded bath. Hardwood flooring, new sod & landscaping, freshly painted throughout. Access to Whispering Ridge Swim & Tennis Club nearby.

 

Sold for $1,300,000.

190017477

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12742 Calle De La Siena
(Carmel Valley)

SOLD

*Represented Seller

Beautifully upgraded Del Mar Bluffs 5 br/3 ba on a low traffic street! Gorgeous remodeled kitchen w/ quartz counters, custom backsplash & SS appliances. The panoramic sliding doors bring the outside in with sliding panels leading to the professionally landscaped backyard with cozy fireplace, charming paver patio & room for outdoor dining. Convenient downstairs office/bedroom & full bath. Incredible location in the heart of Carmel Valley within walking distance to all 4 schools, library, park & shopping.

 

Sold for $1,315,000.

190026052

                                                                                                                                                                _ 

11585 Spruce Run Dr
(Scripps Ranch)

SOLD

*Represented Seller

Back on market. Sellers bought another home & ready to sell! A must see. So pretty in person! Updated in last 5 years: all cabinets, all bathrooms, kitchen, wood flooring, tile, carpet, light fixtures, paint inside & outside, appliances, custom master closet, insulated garage doors, drought tolerant landscaping, A/C units. Solar owned-WOW! Home owners entire electric bill for the year was $90/year. This home is upgraded beautifully and ready to move in!

 

Sold for $1,234,000.

190012495

                                                                                                                                                                _ 

9445 Maler Rd
(Rancho Penasquitos)

SOLD

*Represented Seller

Don’t miss your chance to call this Amazing Rancho Penasquitos property home! This spectacular house has just undergone a complete remodel with no detail left unfinished. This is a brand new home inside with a features list that goes on and on! New Kitchen! New Bathrooms! New Paint, New Flooring, New Windows, New Doors….!!! The interior of this home looks like brand new construction with no HOA and no Mello Roos! Located on a family friendly cul-de-sac with amazing views! PUSD school district!

 

Sold for $1,129,000.

190025615

                                                                                                                                                                _ 

10545 Pine Falls Ct
(Scripps Ranch)

SOLD

*Represented Buyer

Immaculate pool home on quiet cul-de-sac in desirable Scripps Ranch neighborhood. Meticulously cared for, this gorgeous home has been freshly painted w/tons of upgrades including Superior Water whole house filtration system, owned solar, new pool heater(with solar), Stainless Steel appliances plus a beautiful backyard w/sparkling pool, jacuzzi & BBQ island w/refrigerator -great for entertaining family & friends. Great location w/top rated schools. Close to Lake Miramar!

 

Sold for $1,125,000.

190025184

                                                                                                                                                                _ 

4748 CONSTANCE DRIVE
(Talmadge)

SOLD

*Represented Seller

Truly SPECTACULAR! Wonderfully remodeled home on corner double lot (9700 sq ft) w/ incredible upgrades & stunning back yard. Featuring 3 bedrooms, plus pool room & office, this home has been customized, upgraded & updated throughout. The completely remodeled kitchen looks out over interior dining room, beyond to the exterior dining area, and out to the spectacular back yard featuring the solar heated Pebbletec pool/spa, elevated pool deck, outdoor shower, built in BBQ area & Pool Room.

 

Sold for $1,210,000.

190028610

                                                                                                                                                                _ 

3695 Torrey View Ct
(Carmel Valley)

SOLD

*Represented Seller

Be on vacation everyday! Beautiful quieter location w/ocean views in gated Torrey View community w/tropical landscape plus pool and spa! Live the San Diego Dream! Light, bright w/new interior paint thru-out, wonderful kitchen w/south west exposure, granite counters, sub zero refrigerator & island. Bedroom/Office (no closet) on first floor w/full bath, Spectacular master suite w/gorgeous walk in custom closet plus ocean views. Bathrooms beautifully upgraded. Seller has bought another so bring offers!

 

Sold for $1,157,000.

190026862

                                                                                                                                                                _ 

2744 Llama Court
(Carlsbad South)

SOLD

*Represented Seller

Located on a quiet cul-de-sac in the desirable Rancho La Costa neighborhood this 4br 3ba home features an open floor plan with downstairs guest bedroom & bath, playroom and master bedroom retreat. Outside includes huge courtyard, backyard with pebble tech salt water pool & generous patio area for entertaining. 11kw LG solar system,central air/heat,2 fireplaces, central vacuum, water softener,alarm system and hand distressed wood floors. No HOA/Mella-Roos/electric bill.

 

No Sold Price Available.

190005292

                                                                                                                                                                _ 

12621 Ragweed St
(Rancho Penasquitos)

SOLD

*Represented Buyer

Beautiful Park Village home has been lovingly & meticulously cared for by original owners. Oak hardwood flooring thru most of downstairs. 5-burner Thermador cooktop, Caesarstone countertops in kitchen. Spacious, open backyard has wonderful views, pebble-tek saltwater pool & spa … the entire space is perfect for relaxing and entertaining. Stay cool all summer long with paid for solar! Optional nursery or office with access to balcony off the master bdrm. See photos & watch video! See Supp Remarks for more.

 

Sold for $1,092,000.

190022080

                                                                                                                                                                _ 

6131 Blue Dawn Trail
(Carmel Valley)

SOLD

*Represented Buyer

California Ranch in the desirable Portico community of Pacific Highlands Ranch. The inviting front porch welcomes you into this Plan 3 featuring 2,413 sq. ft, 4 beds, 2.5 baths and spacious attached 2 car garage. Whole houes o wned Solar system! Gorgeous hardwood flooring throughout first floor featuring an open floor plan living and dining room. Gourmet kitchen features an oversized island with custom pendant lighting, granite countertops, tiled backsplash and more! See Supp Remarks for more

 

Sold for $1,100,000.

190028060

                                                                                                                                                                _ 

454 Jolina
(Encinitas)

SOLD

*Represented Buyer

Stunning 4-bed + Bonus, 2.5 bath 2,650 Sq Ft home in desirable New Villanitas. New hard wood, updated baths. Newer windows, kitchen cabinets, granite, stainless. Bright open floorplan, master on 1st level! Large private yard with sunset views! Walk to Flora Vista award winning elem & highly rated Encinitas Unified District. Low HOA $72 for pool, spa & tennis. No Mello Roos. This home shows like a model, beautifully staged in move-in condition!

 

Sold for $1,065,000.

190026923

                                                                                                                                                                _ 

15907 Trent Pl
(Rancho Bernardo)

SOLD

*Represented Buyer & Seller

Right across from Trent Park which has basketball courts, playground, grassy area, BBQs, more yoga and pilates, and pool access! Walking distance to Del Norte High! You are moments away from the highly rated Del Sur Elementary, a California Distinguished School and National Blue Ribbon School. The new ground breaking Design 39 campus also just minutes away. This is a highly sought after location with hiking trails, pools, parks, and community events for families all within your own neighborhood.

 

Sold for $1,050,000.

190021165

                                                                                                                                                                _ 

11522 SUN RAY COURT
(Scripps Ranch)

SOLD

*Represented Buyer

Premium Cul-De-Sac Location backing to open space, just a short walk to SR Community Park and Ellen Browning Scripps Elem. Flexible floor plan features a wonderful main living space (kitchen adjoins family room) and includes 4 bedrooms upstairs, plus a large bonus room. The wonderfully private “park like” back yard backs to open space, includes a Built-In BBQ Bar, a Gazebo sitting area, & faces west to enjoy spectacular sunset views. No Mello Roos and lower HOA fees.

 

Sold for $1,049,000.

190027209

                                                                                                                                                                _ 

12650 Senda Panacea
(Rancho Penasquitos)

SOLD

*Represented Buyer

Sharp 5 Bed 3,000+ sqft Home Award Winning PUSD. ONE Full Bed/Bath Down. Dual Fireplace in Lg Family Rm & Breakfast Nook. Lg Bonus Loft Upstairs (permitted) Detached Casita in Front Courtyard, Plumbed w/own AC – ideal Granny Flat/Office. Great E-Z care Tropical Landscaped Yard Flowing Front to Back w/ Entertainment Bar inc Cooktop & Built-in Seating, Shed & Dog Run Leading into Backyard w/Large Covered Patio. Upgraded & Fresh Paint Inside & Out. A/C, Stovetop, Microwave all newer, Move-in Ready NO HOA.

 

Sold for $1,015,000.

190018403

                                                                                                                                                                _ 

6017 Madra Ave
(Del Cerro)

SOLD

*Represented Buyer

This custom split level home exemplifies “you can’t judge a book by its cover!” Sparing no expense the current owner impeccably added numerous upgrades to this home. Warm tone colors and hardwood flooring throughout enhance the generous sized rooms. Add bright spacious living areas and a perfect backyard for entertaining. Newer Roof, Heating and AC units, whole house fan, and all appliances included, over-sized 2 car garage with workshop space. A fruit grove of lemon, fig, persimmon, orange and tangerine

 

Sold for $965,000.

190020143

                                                                                                                                                                _ 

4763 Caminito Canor 100
(Carmel Valley)

SOLD

*Represented Buyer

Live, Work, Play in Carmel Valley. Rarely offered twin home in desirable Canyon Ridge gated community. 4 BR, 3 BA with a BR / BA downstairs on cul del sac with no neighbors on one side. Upgrades include birch hardwood floors, new Whirlpool appliances in kitchen, new washer/dryer. Nearby stellar schools Cathedral Catholic, Torrey Pines and Canyon Crest Academy. Walking distance to shopping centers Del Mar Highlands and One Paseo. Less that 5 miles west is the world-famous beach community of Del Mar.

 

Sold for $900,000.

190027088

                                                                                                                                                                _ 

6174 Paseo Palero
(Carlsbad)

SOLD

*Represented Buyer

Panoramic views!!! Well-maintained home in exceptional neighborhood. Relaxing tropical private backyard with built-in-BBQ, pato cover. The many upgrades include hardwood floors, plantation shutters, surround sound, granite counters, SS appliances, chef’s kitchen, and much more. Bed and full bath plus bonus room downstairs, loft converted to 5th bed, huge balcony off master, open social floor plan, high ceilings. Ocean breezes, wide streets, best schools, tons of trails. Easy access to shops, parks, beach.

 

Sold for $830,000.

190017683

                                                                                                                                                                _ 

11864 River Rim Road
(Mira Mesa)

SOLD

*Represented Seller

Mira Mesa GEM!! Fieldstone home with a large professionally landscaped yard with patio. Well maintained home, light, bright, with vaulted ceilings, walk in closet in the master bedroom. Property is located in a very upscale, attractive, and quiet canyon ridge location. Close to shopping, great schools and minutes from Sorrento Valley. Also, easy access to the I-5, and I-805 freeways.

 

Sold for $843,000.

190024378

                                                                                                                                                                _ 

12457 Ruette Alliante
(Carmel Valley)

SOLD

*Represented Seller

Rarely available sunbathed end unit townhome in Carmel Valley’s centrally located Chateau Village. Light, bright & spacious with excellent cross breezes, this airy feeling home features a newer kitchen with: fresh, white cabinetry; granite countertops & stainless steel appliances. Excellent location within the complex gives a feeling of privacy. Home looks out to park like scenery & mountain views. Award-winning DMUSD & San Dieguito schools. Walkable to all schools K-12 & many amenities. See supplement.

 

Sold for $830,000.

190022045

                                                                                                                                                                _ 

11162 Ivy Hill Dr
(Scripps Ranch)

SOLD

*Represented Buyer

Stunning home in a highly sought after Scripps Ranch! This meticulously maintained home boasts new designer laminate, granite counters, stainless steel kitchen appliances, vaulted ceilings, plantation shutters, and custom paint. Newly paid off solar system, Sunpower E19 (25yr complete system warranty (expiring 2043). For those of you with energy efficient cars, there is a 240 PV electric garage and exterior hookup. Premium landscaped turf, 2 year installation warranty, 15yr manufacturer warranty. See Supp

 

Sold for $795,000.

190028345

                                                                                                                                                                _ 

425 W Beech Street 1704
(Downtown)

SOLD

*Represented Buyer

Impeccable, south-facing penthouse of Acqua Vista with brilliant city, bay, and ocean views framed by floor-to-ceiling windows. Beautifully upgraded, you will marvel at the wood and ceramic tile floors, upgraded cabinetry in the kitchen and baths, custom lighting, remodeled bathrooms, and roller shades. The remodeled kitchen features stainless appliances, quartz counters, plus a tiled backsplash. Complete with a large office, powder room, jetted spa tub in 2nd bathroom, and side-by-side laundry.

 

Sold for $795,000.

190020909

                                                                                                                                                                _ 

10656 Cassowary Ct
(Scripps Ranch)

SOLD

*Represented Seller

LOCATION! UPGRADED! MOVE IN READY! Pride of ownership is evident in this move in ready, upgraded, happy home. Highest quality workmanship, and attention to details are noticeable throughout. This cheerful, home sits on a quiet cul-de-sac. Amazing natural light flows throughout. Very well appointed, featuring engineered hardwood floors and built in cabinets in living room, gourmet kitchen, granite counters. All bathrooms are upgraded with granite counter tops and new plumbing. *Please See Supplement*

 

Sold for $785,000.

190027153

                                                                                                                                                                _ 

1242 McGeary Rd
(Escondido)

SOLD

*Represented Buyer

New construction is ready for a quick move in! Two story living, floorplan features an open concept w/approx 3012 sq. ft. 4 spacious bedrooms (1st floor full BR /BA), study, bonus room, 3.5 sparkling baths, & 3-car tandem garage. Gourmet kitchen w/highly-appointed finishes, covered outdoor room w/Bi-fold door, formal dining room. Spacious master bedroom w/walk-in closet, covered balcony & spa-like master bath, separate laundry room. Cul de sac location. Approx. $52,000 in builder upgrades. See Supp.

 

Sold for $760,000.

190027639

                                                                                                                                                                _ 

6695 Corte Eduardo
(Carlsbad)

SOLD

*Represented Seller

LOWEST PRICE 4 BED HOME IN CARLSBAD! Prime location in La Costa on small culdesac street. Light & bright open floorplan offers two story living room w/ windows from floor to ceiling, kitchen w/center island that flows to family room w/fireplace & lush backyard views. The beautiful backyard offers large covered patio, lush lawn, & organic garden that includes a variety of edible plants including berries, artichoke, garlic & fruit trees. LOW HOA includes community pool, award winning schools,& NO MELLO ROOS

 

Sold for $774,000.

190025671

                                                                                                                                                                _ 

8526 Old Stonefield Chase
(Rancho Bernardo)

SOLD

*Represented Buyer

Welcome to the beautiful award winning “green” community of Del Sur where you can enjoy the carefree convenience of luxury townhome living at it’s best! This extremely popular townhome is the largest of the 5 floorplans in Mandolin II and with the additional bedroom/bath option, it boasts 4 full bedrooms and 3 1/2 baths in 2302 sf! Don’t miss the “entertainers dream” patio with built in planters, fountain, sitting/lighting. Walk to Del Sur elementary, easy access to 56/15. It doesn’t get better than this!

 

Sold for $740,000.

190024723

                                                                                                                                                                _ 

5725 Avenida Sanchez
(Tierrasanta)

SOLD

*Represented Buyer

$695K-$725K! Beautifully remodeled kitchen & bathrooms! New roof! Newer kitchen cabinets with granite slab counter tops, appliances & laminate flooring! Bathrooms with custom vanities, granite counter tops & porcelain plank flooring! Living room with vaulted ceiling, laminate flooring, plantation shutters & stone veneered fireplace! Tall molding! Dual pane vinyl windows & sliding doors! Beautifully landscaped south facing backyard with flagstone patios & walkways! Electrical outlets upgraded! Central A/C!

 

Sold for $705,000.

190022821

                                                                                                                                                                _ 

16979 Robins Nest Way 3
(Rancho Bernardo)

SOLD

*Represented Seller

Immaculate and move-in ready home in the heart of RPQ in the beautiful Feather Ridge neighborhood, NO MELLO ROOS!! Brand New Kitchen! Vaulted Ceilings, New wood floors in Kitchen and Family rooms, Fireplace in living room. New AC, Dual pane windows, New Halo Water Filtration, spacious master suite with walk-in closet and dual sinks. Copper piping, no popcorn ceilings. New whole house water filtration system, Covered backyard deck, large backyard with plenty of room for a pool, backs to greenbelt.

 

Sold for $700,000.

190025543

                                                                                                                                                                _ 

1841 Paseo Del Lago Dr
(Vista)

SOLD

*Represented Buyer

Sold prior to MLS Entry

 

Sold for $675,000.

190031007

                                                                                                                                                                _ 

1951 Courage
(Vista)

SOLD

*Represented Seller

Welcome to the wonderful gated community of Legends/Heritage in Shadowridge. Great location w/oversized side yard that creates extra living space & perfect for entertaining. Large two car garage, new HVAC & hot water heater. Interior features a light & bright kitchen that expands to the dining & living room. All Bedrooms are upstairs w/ 2 full bathrooms. Big master suite w/ shower & soaking tub. Located within walking distance to Rancho Buena Vista High School & shopping. Clean and move in ready! Must See

 

Sold for $478,800.

190023853

                                                                                                                                                                _ 

2242 Gregory St Lot 8 in Block 47
(North Park)

SOLD

*Represented Seller

Vacant Lot w/ Serene Canyon Views in North Park! City Approved Plans to build a 3 story, 2982 sf modern contemporary home. 4 Bed, 4.5 Bath home with 2 car garage overlooking Juniper Canyon. Master retreat consumes the entire third story with multiple view points. Don’t miss this rare opportunity to build your Dream Home on one of the last available vacant lots in San Diego’s hottest neighborhood. Gas and sewer at street. Water and Electric easement behind lot.

 

Sold for $499,000.

190010419

                                                                                                                                                                _ 

4312 Manzanita Dr
(City Heights)

SOLD

*Represented Buyer

First time on market in over 40 years! 3 bedroom 2 bathroom home plus bonus converted basement studio. OWNED Solar! Bright floorplan features wood laminate floors, brick fireplace, ceiling fans, spacious bedrooms, and separate laundry area. Large patio area with landscaping plus utility room for additional work space. Spacious lot at almost a quarter of an acre. Perfect home to make your own with lots of potential! Solar means low electric bills and canyon view lot with R-2 zoning! This is a must see!

 

Sold for $525,000.

190029416

                                                                                                                                                                _ 

10864 Sabre Hill Dr 262
(Sabre Springs)

SOLD

*Represented Buyer

Investor opportunity in beautiful Hilltop complex. Upper unit has assigned covered parking. Full sized laundry closet. Newer water heater. Hilltop amenities include a pool, jacuzzi and gym. Ample guest parking. Close to freeways, shopping and restaurants. No mello roos. Poway Unified School District.

 

Sold for $260,000.

190027543

                                                                                                                                                                _ 

 
 

4077 3RD AVE 111

(HILLCREST)

SOLD

*Represented Buyer

GREAT CENTRAL LOCATION! New paint throughout! Move in ready corner unit condo in prime Hillcrest location! Features include laminate floors updated kitchen with granite counters and stainless appliances. Updated bath and balcony off living room. Walk to the best of Hillcrest restaurants, bars, shopping, movies, Scripps and UCSD Medical Centers. Easy access to 163, 5 and 8 freeways. Gated underground parking with TWO assigned spaces! Please see supplement.

Sold for $280,000.