Coastal Premier Properties Welcomes Robin Repola

Coastal Premier Properties is pleased to welcome Robin Repola! Robin will be working out of our Carmel Valley office.

Robin Welcome IG.jpg

Bio: 

Robin Repola is a San Diego native who grew up in the Carmel Valley and Cardiff by the Sea areas of North County San Diego. After graduating from Santa Fe Christian High School in Solana Beach, she continued her education at TCU in Texas, where she graduated with her B.A.  Life took her to Colorado after graduation, where she began her career as a Realtor®. Robin has made it her priority as a full-time real estate agent to provide a level of service to her clients that they will never forget. She is a member of the North San Diego County Association of Realtors and holds herself to a high standard. Robin brings her real estate experience back home to San Diego where she has a strong community connection and great knowledge of the various neighborhoods. Robin works diligently to make your home transaction a simple and stress free process. Her clients rave about her positive attitude, excellent customer service, skilled communication, and her dedication to treating her clients as family. Please give Robin a call to help you with all your real estate needs
Why she came back to CPP: 
It was a no brainer for me to come back to Coastal Premier. I was evaluating what I wanted in a Brokerage and it came down to support, opportunity, great systems, and reputation. Coastal Premier has all of those things and more. I knew it was time to return to the CPP family if I wanted to grow my business and be the best Realtor® possible. Coastal Premier has built such a wonderful name for itself and I am so excited to be a part of this group once again!

Click here to contact Robin! For more about Coastal Premier Properties, visit our website!

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Where to Explore When you Move to San Diego

Laid-back, hip, and perpetually sunny, San Diego is a slice of beachy paradise—and a hotbed of wonderful culture, worldly cuisine, shopping, and nightlife. Apart from well-known attractions like the famed San Diego Zoo and the iconic Balboa Park, there are numerous art galleries, quirky-cool museums, and high-end eateries to discover. If you’ve just taken a leap and moved to the area, check out these top places to explore in San Diego!

Arts & Culture

San Diego is a city in which the arts, in all their forms, are widely beloved. From well-established museums to small-scale galleries, these are the top arts & culture experiences to have when you visit San Diego:

Visit world-class art museums.

San Diego Museum of Art
San Diego Museum of Art

Though Balboa Park is touristy, the San Diego Museum of Art and the Timken Museum of Art are must-see destinations for serious art lovers. The former attraction houses masterworks by Rembrandt and Jacques-Louis David, and the latter has works by dozens of popular American painters, from Georgia O’Keefe to Stuart Davis. Fight the crowds or go on a weekday; both museums are well worth it. Either way, you’ll avoid San Diego traffic, as Balboa Park is a highly walkable area. Park your car in a convenient lot and leave it for the day!

See Chicano murals.

In the neighborhood of Barrio Logan, you’ll find Chicano Park, which features the biggest collection of Chicano murals in the world (there are over 80 paintings on seven acres), as well as several art galleries and shops. Head here in the daytime to be able to appreciate the true vibrancy and beauty of the murals.

Stroll around an artsy neighborhood.

In North Park, art loving-travelers can experience an abundance of cool street art, in addition to galleries and studios, performance art spaces, and under-the-radar concert venues.

Dining & Drinks

Historically influenced by Mexican cuisine, the food scene in San Diego is thriving and growing all the time. The city is now home to a variety of farm-to-table restaurants, top French and Italian eateries, and some of the best fresh seafood in the country. And the drinking scene is diverse, as well. Take your pick from upscale oceanfront cocktail bars, neighborhood watering holes, and over 150 craft breweries.

Little Italy in San Diego

Little Italy in San Diego
Little Italy in San Diego

The best place to get an all-around feel for the local food & drink scene is the lively, cool Little Italy neighborhood, where you’ll find a plethora of awesome eateries, cool coffee shops, wine bars, craft brew pubs, and more. Stroll through the buzzing Mercato Farmers’ Market on a Saturday to sample fresh-baked bread, locally-made jams, farm-fresh produce, and other artisanal foods from over 175 farmers and vendors. This is the city’s biggest downtown market, and it’s definitely a local fave spot.

Also in Little Italy, James Coffee Co. is the perfect spot to enjoy handcrafted roasted coffee blends, Bottlecraft Beer Shop & Tasting Room has excellent local brews, and Craft & Commerce has tasty small plates (think grilled oysters, charred eggplant dip, and marinated olives) and craft cocktails. Even a drive down the main drag, India Street, is a great way to explore the area.

Here are three other can’t-miss San Diego food & drink experiences:

Check out a hip food market

At Liberty Public Market, a 25,000-square-foot public market in Point Loma’s Liberty Station, visitors can peruse a dazzling array of food and goods from 30 local chefs and artisans—there’s also live music every week, and a dog-friendly market patio every Sunday.

Sample the best tacos in the city. 

Best Tacos in San Diego
Best Tacos in San Diego

Craving tacos? Look no further than El Paisa Mexican Grill, easily one of the most beloved taquerias in the city—they make their own tortillas here, and you can pretty much get any type of taco you want.

Dine at a five-star French hotspot.

And for those who want to splurge on a decadent five-star meal during their trip? Make a reservation for Addison, a critically acclaimed Grand Del Mar resort with incredible dishes like langoustines with caviar and parsley and mussels with green curry, as well as a killer wine list.

The Outdoors

It’s near-impossible to go to San Diego and not spend some time at the beach—not only is the weather here perma-beautiful, but the city boasts over 70 miles of scenic coastline punctuated by pristine beaches, rugged cliffs, and gorgeous blue-green bays. Take a drive out to one of the many beaches. Although you can’t really go wrong with any of the beaches here, there are a few standout spots to check out:

La Jolla Cove
La Jolla Cove

La Jolla Cove is the place to be if you want to try your hand at snorkeling or scuba diving—this tiny gem of a beach has crystal-clear waters and exciting marine life, like the bright orange Garibaldi fish.

Ocean Beach feels like 70s-era hippie California, with its barefoot surfers, funky beach communities, and collection of novelty and vintage shops. Head here if you’re into bohemian vibes, oceanfront live music, and boho-chic boutiques.

At Mission Beach, you’ll find over two miles of oceanfront boardwalk, tons of surf shops, and an old-school amusement park right on the water. In other words, it’s pretty much impossible to get bored at this bustling, action-packed beach.

Finally, although Coronado Beach is a bit touristy, it’s well worth a visit—with the postcard-perfect Hotel del Coronado, sparkling white sand, and the city skyline in the background, it’s the quintessential San Diego beach.

All in all, San Diego is chock-full of exciting culture, cuisine, and nightlife—and, not to mention, some of the most stunning beaches in the country. Whether you’re looking for the ideal romantic getaway, a great place to spend the weekend with friends, or the perfect family-friendly destination, San Diego has a little something for everyone.

Knowing Why You’re Selling

Image result for why are you selling

If you know exactly why you are selling then it is easier for you to follow the right plan of action for getting what you want.

If you are a seller who needs to close a sale as quickly as possible, then you should know that getting the highest price possible is not one of your priorities. It does not mean that you won’t or cannot get the highest price, but it means that the price is not the deciding factor. A buyer who can give you a quick closing time will appeal much more to you than a buyer who can offer you more money but the negotiation and closing time drag on.

Image result for home offersIt’s always good to know how low you will go in terms of selling price. This will help to eliminate some of the offers that you find simply offensive or ridiculous. Even though you should consider all offers seriously and take into consideration the terms of each offer, sometimes, if you know the bottom line and are strict about it, you can save yourself time.

Once you know what your limits and reasons are, discuss them with your agent so that they can help you set your goals realistically. If you decide to list your home on your own, make sure you do research on the current market, and you get the proper advice you need in terms of legal issues, etc. The key is to be realistic and know what your goals are so they can be met.

Where Does the Money Come From for Mortgage Loans?

Image result for mortgage loan

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds.

It doesn’t generally work like that anymore. Most of the money for home loans comes from three major institutions:

Image result for fnma fhlmc gnma

  • Fannie Mae (FNMA – Federal National Mortgage Association)
  • Freddie Mac (FHLMC – Federal Home Loan Mortgage Corporation)
  • Ginnie Mae (GNMA – Government National Mortgage Association)

This is how it works:

You talk to practically any lender and apply for a loan. They do all the processing and verifications and finally, you own the house with a home loan and regular mortgage payments. You might be making payments to the company who originated your loan, or your loan might have been transferred to another institution. The institution where you mail your payments is called the servicer, but most likely they do not own your loan. They are simply servicing your loan for the institution that does own it.

What happens behind the scenes is that your loan got packaged into a pool with a lot of other loans and sold off to one of the three institutions listed above. The servicer of your loan gets a monthly fee from the investor for servicing your loan. This fee is usually only 3/8ths of a percent or so, but the amount adds up. There are companies that service over a billion dollars of home loans and it is a tidy income.

At the same time, whichever institution packaged your loan into the pool for Fannie Mae, Freddie Mac, or Ginnie Mae, has received additional funds with which to make more loans to other borrowers. This is the cycle that allows institutions to lend you money.

What Freddie Mac, Ginnie Mae, and Fannie Mae may do after they purchase the pools is break them down into smaller increments of $1,000 or so, called mortgage-backed securities. They sell these mortgage-backed securities to individuals or institutions on Wall Street. If you have a 401K or mutual fund, you may even own some. Perhaps you have heard of Ginnie Mae bonds? Those are securities backed by the mortgages on FHA and VA loans.

These bonds are not ownership in your loan specifically, but a piece of ownership in the entire pool of loans, of which your loan is only one among many. By selling the bonds, Ginnie Mae, Freddie Mac, and Fannie Mae obtain new funds to buy new pools so lenders can get more money to lend to new borrowers.

And that is how the cycle works.

So when you make your payment, the servicer gets to keep their tiny part and the majority is passed on to the investor. Then the investor passes on the majority of it to the individual or institutional investor in the mortgage backed securities.

From time to time your loan may be transferred from the company where you have been making your payment to another company. They aren’t selling your loan again, just the right to service your loan.

There are exceptions.

Loans above $333,700 do not conform to Fannie Mae and Freddie Mac guidelines, which is why they are called non-conforming loans, or “jumbo” loans. These loans are packaged into different pools and sold to different investors, not Freddie Mac or Fannie Mae. Then  Image result for mortgage bankingthey are securitized and for the most part, sold as mortgage backed securities as well.

This buying and selling of mortgages and mortgage-backed securities is called mortgage banking, and it is the backbone of the mortgage business.

Recipe: Slow-Cooker Chicken Cacciatore with Polenta

Ingredients

  • 2 teaspoons extra-virgin olive oil
  • 2 cups chopped red bell peppers
  • 2 cups chopped yellow onion
  • 8 ounces cremini mushrooms, halved
  • ½ teaspoon kosher salt, divided
  • 3 tablespoons all-purpose flour
  • 1 tablespoon tomato paste
  • 3 tablespoons minced garlic
  • ¼ cup chopped fresh oregano
  • ½ teaspoon crushed red pepper
  • ½ cup red wine
  • 4 pounds bone-in, skinless chicken thighs, trimmed
  • 1 (28 ounce) can fire-roasted diced tomatoes
  • 1 cup unsalted chicken broth
  • ¼ cup drained capers
  • ¼ cup pitted Kalamata olives
  • 3 cups water
  • 1⅓ cups uncooked instant polenta
  • ¼ cup grated Parmesan cheese
  • ¼ cup torn fresh basil

Directions

  1. Heat oil in a large skillet over medium-high heat. Add bell peppers, onion, mushrooms and ¼ teaspoon salt; cook, stirring often, until beginning to brown, about 8 minutes. Add flour, tomato paste, garlic, oregano and crushed red pepper; cook, stirring constantly, until fragrant, about 1 minute. Stir in wine; cook, stirring and scraping up any browned bits, for 30 seconds.
  2. Transfer the mixture to a 6-quart slow cooker. Stir in chicken, tomatoes, broth and capers. Cover and cook on Low for 8 hours.
  3. Transfer the chicken to a clean cutting board; let cool for 5 minutes. Remove bones and return the meat to the slow cooker. Stir in olives and the remaining ¼ teaspoon salt. Cover to keep warm.
  4. Meanwhile, bring water to a boil in a medium saucepan over medium-high heat. Whisk in polenta; cook, stirring often, until thickened, about 3 minutes. Remove from heat and stir in Parmesan. Serve the chicken and sauce over the polenta, topped with basil.

Nutrition Facts:

448 calories; 14 g fat(4 g sat); 5 g fiber; 39 g carbohydrates; 38 g protein; 49 mcg folate; 175 mg cholesterol; 7 g sugars; 0 g added sugars; 1,802 IU vitamin A; 70 mg vitamin C; 89 mg calcium; 3 mg iron; 666 mg sodium; 708 mg potassium

 

Click HERE for more information about the recipe.

Design Trends: Pantone’s Color of the Year – Living Coral

Welcome to 2019! We are starting this year off bright and we wouldn’t want it any other way. Pantone released its color of the year and its a welcoming living coral! There are a variety of ways to incorporate this hue throughout your home and we’ve picked out a few that definitely stand out to us! Check out these spaces for more inspiration!

All images pulled via our Pinterest

Cream and Coral Living Room #CoastalcottagePantone living coral interior decor, coral living room decor ideas #livingcoral #pantoneDefinitely this coral paneled office that will turn you into a workaholic: | 12…Coral room: Zoning homes with an open plan layout is one of the best ways of making the most of your space. Oranges, particularly corals, inspire creativity so are ideal for a living and study area.  Featuring Coral Flair and Malt Chocolate by Dulux.love the coral especially the chair w/ fringe.coral living room. We need more plants.Love it - Pantone's color of the year 2012- Tangerine Tango.

Just Sold: December 2018

Thank you for all your support, here are some of the houses Coastal Premier Properties has helped clients buy or sell throughout the county last month. If we can help you or someone you know with making a move, please contact us!

                                                                                                                                                                 

740 S Nardo Avenue

(Solana Beach)

SOLD

*Represented Buyer

Exquisite top to bottom remodel in Solana Beach West of I-5! Open floor plan ideal for entertaining inside and out. Contemporary design and top of the line finishes will appeal to the most discriminating buyer. No expense spared including engineered hardwood flooring, wood burning fireplace with matching stone, architectural column, French doors, La Cantina window to front patio, & quartz countertops. Downstairs office could be 5th BR. Pool sized lot!

Sold for $1,375,000.

                                                                                                                                                                 

10704 Heather Ridge Drive

(Carmel Valley)

SOLD

*Represented Seller

Quiet location with 4 bedrooms plus bonus room & office (1 bedroom/bath & office down and 3 bedrooms & bonus up). Energy efficient home with owned solar & tankless hot water heater, beautiful landscape, pavers front & back, BBQ with sink & burner. Tons of built-ins, plantation shutters, granite counters, S/S appliances plus central A/C. Romantic master suite with 2 custom walk-in closets. Wonderful Del Mar Schools!

Sold for $1,300,000.

                                                                                                                                                                 

17534 Black Granite Drive

(Rancho Bernardo)

SOLD

*Represented Buyer

Immaculately maintained 4 bedrooms, 3 bath home! This beautiful home is bright and open, modern, and full of new upgrades! Spacious formal dining room, breakfast area, and a huge Great Room with tall, vaulted ceilings! Chef’s kitchen features huge center island, stainless steel appliances, gas burning range, and granite countertops! Enjoy the first floor living with guest room and Master Retreat on the first floor! Crown molding throughout! Beautiful backyard and located on a quiet, family friendly street.

Sold for $1,100,000.

                                                                                                                                                                 

17030 Silver Crest Drive
 

(4S Ranch)

SOLD

*Represented Buyer

Bring your family and enjoy community living at its finest in 4S Ranch. This fantastic home is within walking distance to Monterey Ridge Elementary and numerous parks. Don’t miss this 5-bedroom, 4 1/2 bath home! This home features a very large open floor plan that flows from entry to dining and family room and kitchen, wood floors, ceiling fan and tastefully decorated. The kitchen features stainless appliances and granite countertops for your cooking pleasure.

Sold for $980,000.

                                                                                                                                                                 

11280 Carmel Creek Rd

(Carmel Valley)

SOLD

*Represented Buyer

Beautiful light & bright detached home in the highly sought after gated community of Trilogy III. Open floor plan boasts tile floors, cozy fireplace, office nook, & luxurious master suite w/balcony. Private & quiet backyard patio includes built-in BBQ and lots of space for entertaining. 2 car garage with epoxy flooring and extra long driveway for parking multiple cars. Close to award winning schools, restaurants, easy freeway access, and just a quick drive to Torrey Pines beach. Low HOA & no road noise!

Sold for $865,000.

                                                                                                                                                                 
15717 Camino Codorniz

(Rancho Bernardo)

SOLD

*Represented Buyer

Enjoy amazing, top of the hill, panoramic views of Black Mountain, Iron Mountain, Mt. Woodson, Battle Mountain, and the Cuyamacas! Lovely, updated home is nestled on a quiet culdesac in highly coveted Camino Bernardo. Light, bright, open floor plan with one bedroom/bath downstairs. Features new interior + exterior paint, new carpet and luxury vinyl plank flooring + a new sliding glass door in the FR. Access Camino Bernardo Community Center for pool + fun activities and award winning Poway Schools too!

Sold for $850,000.

                                                                                                                                                                 

8513 Spreckels Ln

(Rancho Bernardo)

SOLD

*Represented Buyer

Charming Elegance in Del Sur. Handsomely appointed in idyllic neighborhood, you’ll love this spectacular home! Extremely well-kept, fantastic location and a spacious floor plan. Perfect blend of upgrades, privacy and convenience. Top Schools in Poway Unified School District. You won’t want to miss out on making this your next home.

Sold for $848,000.

                                                                                                                                                                 

11773 Westview Pkwy

(Mira Mesa)

SOLD

*Represented Buyer

Sold for $749,000.

                                                                                                                                                                 
803 Wala Drive

(Oceanside)

SOLD

*Represented Buyer

View, Resort Style Living: Custom salt water pool, paver hardscape, tropical landscaping. Major remodel: Upgraded kitchen cabinets, granite, breakfast nook opens to family room with massive dual sided stone fireplace. Distressed engineered wood floors, custom wood staircase, French doors added to LR opens to side patio area. Huge glassed-in deck off generous master suite (25X16), oh the breezes. Three car tandem garage, no one across the street, toward end of cul de sac. Best of neighborhoods!

Sold for $710,000.

                                                                                                                                                                 

1720 Knollfield Way

(Encinitas)

SOLD

*Represented Buyer

This well maintained, move in ready 3 bedrooms 2.5 bath townhome is located in the desirable community of Seagate Village. It is wonderfully light and bright throughout, with many artistic upgrades and finishes. Seagate Village is a neighbor friendly community with tennis courts, pool & spa, volleyball court, a Dog Park, walking trails, and a children’s playground for all to enjoy. It has convenient access to shopping, restaurants, beaches, and top-rated schools. Walking distance to Flora Vista Elementary.
Sold for $687,500.

 

                                                                                                                                                                 

15751 Caminito Cercado

(Rancho Bernardo)

SOLD

*Represented Seller

Light & bright single-level home in Rancho Bernardo! You’ll love the impeccably upgraded kitchen w/ cherry cabinets, quartz countertops, S/S appliances & cheery breakfast nook. Gleaming cherry wood floors throughout, vaulted ceilings, the open & spacious living room-dining room & cozy fireplace, the upgraded master bath vanity & countertops & master closet built-ins. All appliances convey with sale. And you get to enjoy all of the privileges of the Bernardo Heights Community Center!

Sold for $592,000.

                                                                                                                                                                 

7849 Quince Street

(La Mesa)

SOLD

*Represented Buyer

Welcome home to this adorable 1950s single-level charmer equipped with swimming pool, jacuzzi spa, built-in barbeque, and so much more! This delightfully updated La Mesa Village home features inviting details including arched entryway, beamed ceiling, crown molding, wainscoting details, built-in cabinetry, custom front door, and beyond! Boasting with original character throughout, abundant natural light, living room fireplace, ceiling fans, and a galley-style kitchen with granite countertops. Centrally

Sold for $560,000.

                                                                                                                                                                 

2055 Toboggan Way

(San Diego)

SOLD

*Represented Seller

This single story beauty is move-in ready & offers FABULOUS VALUE w/quality features like a new roof, upgraded kitchen & baths, hardwood & tile flooring, cozy fireplace, French doors w/venting sidelights which lead to a manicured & spacious fenced backyard & patio area, 2 car attached garage w/extra storage. Plus, the home has been freshly painted inside & out! Located in a well-established neighborhood. Two miles from the beach, easy access to freeways, shopping, schools. Impeccable must see home!

Sold for $515,000.

                                                                                                                                                                 

10117 Star Magnolia

(Santee)

SOLD

*Represented Buyer

Motivated seller! 4 bedrooms, 3.5 bath Rowhome style. These are detached homes, that are only attached by a firewall & stucco. Great private section of the Riverwalk complex. High ceilings & lots of windows make it light & bright. Open concept kitchen, dining & living room. The master suite is located on that level along w/ a powder room off the kitchen. 2 bedrooms upstairs w/an office nook & full bath. Downstairs offers a 2nd master suite that would be great as an in-law suite w/another bath & large closet.

Sold for $525,000.

                                                                                                                                                                 

3842 Massachusetts Ave

(La Mesa)

SOLD

*Represented Seller

Renovated, move-in ready, La Mesa bungalow, updated with all the modern amenities. Open concept living, featuring a spacious kitchen w/ espresso shaker cabinets, generous solid surface granite counters, and sleek stainless steel appliances. The home has been retrofitted w/ dual pane windows throughout, a newer roof, & water heater & furnace. The backyard is very spacious, perfect for a room addition. Spacious 1 car garage directly off the kitchen w/ separate laundry & ample storage. FHA/VA welcome!

Sold for $430,000.

                                                                                                                                                                 

15367 Maturin Dr 161

(Rancho Bernardo)

SOLD

*Represented Seller

Rarely available, beautiful 2 BR unit in Villa Taviana. Very well maintained, high vaulted ceilings w/ tons of natural light. Spacious 2 level condo has granite countertops, newer appliances, water heater, in unit laundry, and oversized attic for additional storage. Unit has AC, private balcony and 2 assigned parking spaces. Close proximity to top rated elementary schools and shopping. Very family friendly community w/ fantastic amenities including pool, spa, fitness center, tennis court, and yoga studio.

Sold for $413,000.